USDC
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Overview
USDC is a fully-reserved US dollar stablecoin issued by Circle. Each USDC is backed 1:1 by cash and short-term US Treasuries held in segregated accounts, audited monthly. On Stellar, Circle issues USDC natively, enabling near-instant, near-free dollar settlement for payments, remittances, and DeFi. USDC on Stellar is widely supported by wallets, exchanges, and anchors.
Highlights
- Backed 1:1 by cash and short-duration US Treasuries held with regulated custodians
- Monthly attestations published by Deloitte covering reserve composition
- Issued by Circle, a US-regulated money-services business
- Natively redeemable through Circle Mint for verified institutional accounts
What is a stablecoin?
A stablecoin is a token designed to track the value of a reference currency such as the US dollar or the euro. Issuers hold reserves (cash, short-term government debt, or other safe instruments) so that each token can be redeemed 1:1, giving holders price stability with the speed and global reach of blockchain settlement.